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M Www r Strategie a Plan asearcheo National t Plan a Plan e0e Mortagagemortgagelender d Strategie r1337844624843_Rn1337844624843_RP1337844624843_Ra Mortgage One of the most important issues facing borrowers today is should they refinance their existing loans. Interest rates on new loans are near historic lows, no one wants to miss out on those low rates. However, with Commercial and Multifamily loans, the decision is somewhat complex because most of them have some sort of prepayment [...]
The question I get most asked is how does yield maintenance prepayment penalty work and should I be worried about it. This is especially true for borrowers who had previously borrowed from banks and are now looking at a loan from Freddie Mac or Fannie Mae. My short answer is that this is not something [...]