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Dear Valerie, I'm so happy to hear from you again. Thanks for the insight into disclosure of yield spread premiums and the new good faith estimates which came out January, 2010.

Best Wishes,



PS Have you seen Sabrina's question about yield spread premiums?

PPS For more answers regarding Yield Spread Premiums, write me at Ask Kate where every question is a good question.


Finding The Help You Need For Locking Rates

My Interest Rate Lock Guarantee - Help for timing your rate lock.

The best solution to avoiding hidden fees is to ask the right questions before you lock mortgage rates.

All about getting mortgage broker fees in writing - Otherwise your rate lock is meaningless!

How good is a mortgage interest rate lock guarantee? In the end, you have to read your lender's paperwork.

Because Yield Spread Premium is a common reason for losing your rate lock, here is the insider scoop on this odd sounding term.

Questions to Ask BEFORE You Lock

Ask Kate about locking - Ask a question and get an answer from Kate.

Search Readers' questions and Kate's answers at Ask Kate Mortgage Rate Lock Center I

More questions and answers on locking mortgage rates at Ask Kate Mortage Rate Lock Center II

Home from Yield Spread Premiums to The information you obtain at this site is not, nor is it intended to be, a substitute for financial, real estate or legal advice. You should consult an attorney, accountant, lender or real estate agent, as applicable, for advice regarding your individual situation. Comments and opinions found here are not necessarily those of Get-Your-Best-Mortgage-Rate.com

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